Privacy Policy

Overview

PayBeat (“we”, “our”, or “the app”) helps you track personal finances. This policy describes how information is handled when you use our mobile apps and web application. You should review this policy before using the service. If you do not agree, please do not use the app.

Information you provide

We process data you choose to enter or upload, including for example:

• Account credentials and profile details used to sign in
• Financial account names, balances, and transaction details you record
• Budgets, categories, recurring transactions, and related preferences
• Images you optionally provide (for example receipt photos for transaction entry)

Camera and photos (mobile)

The mobile app may request access to your device camera and photo library only to let you capture or select receipt images for your own use inside the app. We do not use the camera for unrelated purposes, and we do not use the advertising ID for ads in this app.

How we use information

We use the information above to operate the service you signed up for, including:

• Authenticating you and keeping your household data separated from other users
• Storing and displaying your budgets, transactions, and cashflow views
• Processing optional features you enable (such as receipt-related flows)
• Maintaining security and fixing errors

Sharing

We do not sell your personal information. Data is processed in connection with providing the service (for example on servers operated by us or our infrastructure providers). We may share information if required by law or to protect rights and safety.

Security and retention

We use reasonable safeguards designed to protect your information. Retention depends on your use of the account and any choices available in the product. You may request account deletion or help through the contact below, subject to legal or operational requirements.

Children

The service is not directed at children under 13, and we do not knowingly collect their data.

Changes

We may update this policy from time to time. The “Last updated” date at the top will change when we do. Continued use after changes means you accept the updated policy.

Contact

For privacy questions or requests, contact the operator of PayBeat using the support channel listed in the app store listing or your account settings.